JAMES OLLIS · MORTGAGE ADVISOR

Advice First.
Mortgage Second.

The right answer starts
with the right questions.

Powered by Coast2Coast Mortgage

Personal advice.
A broad range of lending options.

Licensed in Florida and Alabama.
Our team can help families from coast to coast.

YOUR GOALS SET THE DIRECTION

What’s your next move?

Start with what you want to accomplish.
We’ll work through the financing together.

01 / BUY

A place to call home.

Understand your budget, prepare for a purchase, and compare financing options before you make your next move.

Discuss a home purchase
02 / REFINANCE

Make your mortgage fit.

Let’s look at your current loan, your goals, and the costs and tradeoffs of changing your financing.

Review your mortgage
03 / INVEST

Finance your next property.

Explore a financing approach around the property, your investment plans, and your broader financial picture.

Discuss an investment
04 / SELF-EMPLOYED

Your income has a story.

If your finances don’t fit neatly into the usual box, we can explore available options and how your income may be documented.

Explore your options
James Ollis, Mortgage Advisor

MEET YOUR ADVISOR

The right answer starts
with the right questions.

James Ollis

Sr. Mortgage Loan Advisor
Coast2Coast Mortgage

“My job is to understand what you’re trying to accomplish and help you figure out the smartest way to get there.”

My career in financial services began in 1997. Today, I help homebuyers, homeowners, real estate investors, and self-employed borrowers make informed mortgage decisions.

As a mortgage broker, I can explore a broad range of lenders and loan programs. I’ll explain your options in plain English, walk you through the tradeoffs, and tell you what I believe makes sense for your situation—even when a new loan isn’t the right move.

Send James a messageText James

FROM FIRST CONVERSATION TO NEXT STEP

A clear path forward.

01

Talk about your goals.

Tell me where you are now and what you want to accomplish. We’ll identify the questions that matter.

02

Understand your options.

We’ll review your financial picture, compare suitable paths, and talk through costs and tradeoffs.

03

Move ahead with a plan.

When you’re ready, we’ll work through the application, documentation, and next steps together.

FOR REALTORS & REFERRAL PARTNERS

Let’s help your clients
move forward.

Have a buyer who needs a starting point, a financing question, or a situation with challenges? Let’s talk through it and identify the next step.

Connect with James

BEFORE WE TALK

A few common questions.

Do I need to know which loan I want?

No. Start with your goals and your financial situation. We can work through available options together.

Should I apply before we talk?

You can start your application whenever you’re ready. If you have questions or want to understand the process first, call or text me.

Can you help if I’m self-employed?

Yes. We can review your income and documentation and explore options suited to your situation. Eligibility depends on the loan program and lender requirements.

Where do you work with borrowers?

I’m based in St. Johns, Florida, and licensed in Florida and Alabama. Our team can help families from coast to coast.

IN MY CLIENTS’ WORDS

Advice that makes a difference.

Personal guidance. Clear communication.
Support for your next move.

Advice before a loan

“a mortgage didn’t make sense”

Review summaryMichael valued candid guidance, including advice against borrowing when it was not the right fit.

Michael H.Zillow · July 22, 2026

Trust that lasts

“responsive, honest, dependable”

Review summaryKimberly describes repeat personal and business financing, with options explained for her changing needs.

Kimberly F.Zillow · July 22, 2026

A practical way forward

“path and a timeline”

Review summaryAfter other conversations led nowhere, Brian describes a workable plan and an on-time home purchase.

Brian E.Zillow · December 15, 2025

Clarity without pressure

“Never felt any pressure or anxiety”

Review summaryPatrick highlights clear requirements, deadlines, and guidance that helped him make informed decisions.

Patrick S.Zillow · June 28, 2022

Follow-through when it matters

“He turned everything around so quickly”

Review summaryMJB describes responsive help that got a difficult closing back on track.

MJBZillow · December 13, 2022

Short excerpts and editorial summaries of verified Zillow reviews of James Ollis. Some experiences reflect prior firms. Individual experiences vary. Read the full reviews on Zillow

YOUR NEXT CHAPTER

Move Forward
with Confidence.

Your next move.
Let’s talk it through.

Call, text, or email me directly.

(904) 610-0603
See How I’ve Helped Others

Read my clients’ experiences on Zillow.

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Your application is available whenever you’re ready.

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